Scapia credit card is a lifetime-free credit card with unbeatable travel perks. The Scapia Federal Bank Credit Card might be just what you need. Packed with generous rewards, lounge access, and cashback at airports, Scapia is quickly becoming one of the most popular travel cards in India—especially among frequent flyers and airport spenders.
Let’s break down the key benefits.
1. Unlimited Lounge Access
Spend ₹10,000 (Visa) or ₹15,000 (RuPay) in a billing cycle to unlock unlimited domestic lounge access.
Whether you’re a frequent business traveller or an occasional flyer, this is a huge value add—especially since most lounge access cards require much higher spends or charge annual fees. With Scapia, you unlock comfort at airports just by meeting this easy monthly spend target.
2. Airport Shopping Privileges
Scapia goes beyond just lounge access. With its Airport Privilege feature, you earn rewards even while shopping or dining at airport outlets. When you spend at partner brands inside airports, you get:
- ₹1,000 in Scapia Coins at metro airports, and
- ₹500 in Scapia Coins at non-metro airports.
These coins can be redeemed instantly within the Scapia app. Whether you’re grabbing a meal, shopping for travel gear, or picking up essentials, you’re rewarded every step of the way.
3. Zero Forex Mark-up
International travellers, rejoice! With the Visa variant, Scapia offers 0% forex markup on global transactions.
That means no extra charges when you swipe abroad—ideal for vacations, international shopping, or even global online services. Most cards charge 2–3.5% markup, so this feature alone can save you a lot on overseas spending.
4. Scapia Coin Rewards
- 20% Scapia Coins (4% value) on flight, hotel, and bus bookings made via the Scapia app.
- 10% Scapia Coins (2% value) on all other eligible online/offline spends.
There’s no cap on how much you can earn or redeem, and all rewards are instantly usable to book your next trip. It’s one of the most rewarding programs for travel lovers in India.
5. Lifetime-Free
Forget about hidden charges or renewal stress. The Scapia Credit Card is:
- Free for life
- Zero joining fee
- No annual maintenance charges
Despite offering premium travel perks, this card stays 100% free—making it one of the best no-fee travel cards available today.
6. Travel Booking EMIs at No Extra Cost
Big travel plans? No problem. Book your flights, hotels, or buses through the Scapia app and convert them into 3-month no-cost EMIs.
Here’s the kicker: the interest you’d normally pay is fully reimbursed in Scapia Coins, making it genuinely free EMI. This is ideal for larger travel spends like international holidays or family trips.
Is Scapia Credit Card Right for You?
Choose Scapia if you:
- Travel frequently within India or abroad
- Spend at least ₹10,000/month
- Love earning travel-focused rewards
- Want ₹1,000 cashback on airport spends
- Love free lounge access
Final Word:
The Scapia Credit Card packs premium benefits into a lifetime-free offering. With 4% travel rewards, 0% forex fees, and ₹1,000 airport cashback, it’s a top choice for the modern Indian traveller.
