Axis Bank Rewards Credit Card eligibility is an essential aspect to consider before applying for this feature-packed credit card.In this article, we’ll walk you through who can apply for the Axis Bank Rewards Credit Card, what documents are needed, and key things to keep in mind.
Eligibility Criteria for Axis Bank Rewards Credit Card
Axis Bank has outlined specific eligibility requirements for those who want Axis Bank Rewards Credit Card . Here’s a breakdown:
1. Age Requirement
- Primary Cardholder: Must be between 18 and 70 years of age.
- Add-on Cardholder: Must be over 15 years of age.
2. Nationality
- The applicant must be a resident of India with a valid Indian address and identification.
3. Income Criteria
- While Axis Bank hasn’t specified a fixed salary bracket, typically, salaried individuals should have a minimum monthly income of ₹25,000, and self-employed individuals may be evaluated based on income tax returns and business stability.
4. Credit Score
- A good credit history (typically a CIBIL score above 700) increases your chances of approval. Applicants with a poor or no credit history may be rejected.
Required Documents
When applying, keep the following documents ready:
- Identity Proof – PAN Card, Aadhaar Card, Voter ID, Passport, or Driving License
- Address Proof – Utility bill, Aadhaar Card, Rent Agreement, or Passport
- Income Proof (any one):
- Salaried: Latest salary slip or bank statement (last 3 months)
- Self-Employed: Latest ITR with computation of income or business proof
- PAN Card – Mandatory for all applicants
How to Apply?
You can apply online via:
- Axis Bank official website
- Offline by visiting any Axis Bank branch
Benefits of the Axis Bank Rewards Credit Card
While eligibility is essential, here’s what makes this card worth considering:
- 5000 EDGE REWARD Points as a welcome bonus on spending ₹1,000 within 30 days
- 2 EDGE REWARD Points per ₹125 spent on regular purchases
- 10X reward points on apparel & departmental stores (capped at 1008 points/month)
- Milestone benefit of 1500 bonus points on monthly spends of ₹30,000+
- 2 Complimentary domestic lounge access per quarter
- Get 30% off on Swiggy for food delivery
- Fuel surcharge waiver, and more
- For Vistara, ITC, SpiceJet, airasia 5 EDGE REWARD Points = 1 Partner Point
- For Other Partners 10 EDGE REWARD Points = 1 Partner Point
Final Words
The Axis Bank Rewards Credit Card is ideal for those who shop frequently and want to earn valuable rewards in return. However, meeting the eligibility criteria is the first step to enjoying these benefits. Ensure your documents are in order, maintain a healthy credit score, have a salary of more than ₹25,000 and you’ll be on your way to enjoy your Axis Bank Rewards Credit card.
