In this article, we will compare Roar Bank Credit Card and Axis Bank Super Money Credit Card to help you decide which one suits your lifestyle better. We’ll look at their fees, rewards & cashback. This will help you decide which card is better for your needs and spending habits.
Overview
| Feature | Roar Bank Credit Card | Axis Bank Super Money Rupay Credit Card |
|---|---|---|
| Joining Fee | ₹0 | ₹0 |
| Annual Fee | ₹0 | ₹0 |
| UPI Support | Yes | Yes |
| Cashback | Up to 20% on selected two categories | 3% Cashback on UPI spends and 1% Cashback on non-upi spends |
| Target Audience | Students, New Users | Mostly focused on UPI Spends |
Cashback & Rewards
Roar Bank Credit Card
- Upto 20% cashback on two high-cashback categories which is selected every month.
- 1% cashback on utility/mobile top-ups if unselected as category.
- No cashback for other unselected category of the month.
- Cashback has a monthly capping of ₹2,500 per calendar month.
Axis Bank Super Money Rupay Credit Card
- 3% Cashback on UPI spends via Super.money app only (₹500/month cap).
- 100% Welcome Cashback up to ₹500 on first Flipkart transaction via UPI.
- 1% Cashback on regular offline/online spends (non-UPI).
Verdict: If you want maximum cashback on selected categories and online spends, Roar offers higher returns. For UPI spends , Super Money Credit Card wins .
Benefits & Offers
Roar Bank Credit Card
- Earn up to 7.5% p.a. interest on your linked Roar bank Savings Account.
- Roar bank credit card have a feature that combines a credit line and a savings account on a single card.
- Roar bank levies zero joining fees, zero annual membership fees, and zero renewal or replacement fees.
Axis Bank Super Money Rupay Credit Card
- 1% fuel surcharge waiver.
- 100% cashback up to ₹500 on your first transaction on Flipkart
- No joining fees—ideal for cardholders looking to optimize UPI transactions.
Who Should Choose What?
| Type of User | Best Card |
|---|---|
| Students & Beginners | Roar Bank Credit Card |
| Bill Payment | Roar Bank Credit Card |
| Frequent UPI Users | Super Money Credit Card |
| Cashback offers | Roar (for Two selected category) |
| Overall Value | Roar Bank Credit Card |
Conclusion
Both Roar Bank Credit Card and Axis Bank Super Money Rupay Credit Card offer zero joining and annual fees, making them great starter options. Roar Bank stands out for users focused on online spends for selected cashback categories. Meanwhile, Axis Super Money is ideal for those who rely heavily on UPI transactions. Your choice should depend on where you spend more—online shopping or UPI payments. Pick the one that matches your lifestyle and maximizes your monthly savings.
